In late March 2023, the Italian data protection authority banned ChatGPT in Italy and opened an investigation. OpenAI said it has taken steps to effectively clarify and address the issues raised; an age verification tool was implemented to ensure users are at least 13 years old. Released in February 2025, GPT-4.5 was described by Altman as a “giant, expensive model”. […] It’s also a way to understand the “hallucinations”, or nonsensical answers to factual questions, to which large language models such as ChatGPT are all too prone.

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  • Some banks also offer waivers or refunds for out-of-network ATM fees, so it’s worth checking with your bank.

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  • Similar to a phone’s auto-complete feature, ChatGPT uses a prediction model to guess the most likely next word based on the context it has been provided.

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  • It offers flexibility for purchases, cash access, and bank transfers, with fee structures that can be easily managed by understanding the terms.

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  • Now that you know about the common fees for saving accounts, take a moment to review the charges your bank currently applies.
  • Set up account alerts to notify you when your balance drops below a certain threshold.

    • {

  • However, if you use an ATM that’s outside of your bank’s network, you’ll likely be charged a fee.

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Biased Responses

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  • Premium users were originally limited in the number of messages they could send to the new model, but OpenAI increased and eventually removed these limits.

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  • As a result of that roadmap decision, OpenAI no longer plans to release o3 as a standalone model.

    • {

  • Bank fees are charges that financial institutions impose on the services they provide.

    • |}

  • To effectively manage the funds on your BioLife Mastercard, you should register your card online through the provider’s portal.

    • {

  • Each bank has its own policies, services, and fee structures, which means there isn’t a one-size-fits-all option.

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  • The company says people can ask super-specific questions using natural language and receive customized results.

Many companies adopted ChatGPT and similar chatbot technologies into their product offers. In January 2023, the International Conference on Machine Learning banned any undocumented use of ChatGPT or other large language models to generate any text in submitted papers. In October 2025, OpenAI banned accounts suspected to be linked to the Chinese government for violating the company’s national security policy.

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They found that ChatGPT users showed minimal brain engagement and consistently fell short in neural, linguistic, and behavioral aspects. CEO Sam Altman said that the company is delaying the release of its open model, which had already been postponed by a month earlier this summer. Unlike human therapists, AI tools aren’t bound by doctor-patient confidentiality, he noted. Shoppers can browse items, read reviews, and complete purchases with a single tap using Apple Pay, Google Pay, Stripe, or a credit card.
The update enables real-time conversations, and the AI assistant is said to be more personable and interrupts users less often. The company has updated its policies to allow ChatGPT to generate images of public figures, hateful symbols, and racial features when requested. However, the company has now “evolved” its approach, as stated in a blog post published by Joanne Jang, the lead for OpenAI’s model behavior. This feature is rolling out to ChatGPT Pro and Plus users first, excluding those in the U.K., EU, Iceland, Liechtenstein, Norway, and Switzerland. The new program will be accessible to users of ChatGPT Enterprise, ChatGPT Edu, and API.

OpenAI says it may store deleted Operator data for up to 90 days

GPT-5 was launched on August 7, 2025, and is publicly accessible through ChatGPT, Microsoft Copilot, and via OpenAI’s API. In March 2023, a bug allowed some users to see the titles of other users’ conversations. OpenAI CEO Sam Altman said that users were unable to see the contents of the conversations. The integration used ChatGPT to write prompts for DALL-E guided by conversations with users. Despite its acclaim, the chatbot has been criticized for its limitations and potential for unethical use. The chatbot can facilitate academic dishonesty, generate misinformation, and create malicious code.
OpenAI initially releases this feature to users who pay for the Plus, Team or Enterprise plan. The feature is also still exclusive to ChatGPT users who have a Plus, Team, Enterprise or Education plan. OpenAI announced the addition of product recommendations on ChatGPT when users implied shopping intent in their queries. While users cannot checkout inside ChatGPT, they are redirected to the merchant’s website when they click on the link.

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According to an OpenAI blog post, ChatGPT will build memories on its own over time, though users can also prompt the bot to remember specific details — or forget them. OpenAI announces the release of its o1 model, which demonstrates complex reasoning capabilities. For example, the new model doubles its context window from 128,000 tokens in GPT-4o to 256,000 tokens in GPT-5. In August 2025, OpenAI released GPT-5, its fastest and smartest model to date, and the current language OnLuck model for ChatGPT.
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  • OpenAI is introducing a new way for users to customize their interactions with ChatGPT.

    • {

  • Effective bank fee management combines awareness, proactive strategies, and ongoing routine reviews.

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  • For example, there are chatbots that are rules-based in the sense that they’ll give canned responses to questions.

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  • Using the online portal is the most transparent and fee-free way to monitor your card’s activity.

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  • OpenAI announced that it is letting users buy goods directly in ChatGPT through a feature called Instant Checkout.

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  • OpenAI wants to incorporate Anthropic’s Model Context Protocol (MCP) into all of its products, including the ChatGPT desktop app.

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OpenAI tightens ChatGPT rules for teens amid safety concerns

The company claims o3 is the most advanced reasoning model it has developed, while o4-mini is said to provide a balance of price, speed, and performance. The feature enables ChatGPT to retrieve information across users’ own services to answer their questions. For instance, an analyst could use the company’s slide deck and documents to develop an investment thesis.
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OpenAI says it has trained an AI that’s “really good” at creative writing

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On the list of upcoming models are GPT-4.1 and smaller versions like GPT-4.1 mini and nano, per the report. OpenAI has launched three members of the GPT-4.1 model — GPT-4.1, GPT-4.1 mini, and GPT-4.1 nano — with a specific focus on coding capabilities. OpenAI is preparing to launch an AI system that will be openly accessible, allowing users to download it for free without any API restrictions. Over the weekend, users on social media criticized the new model for making ChatGPT too validating and agreeable.
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Teachers are concerned that students will use it to cheat, prompting some schools to completely block access to it. Most people know that, just because something is on the internet, that doesn’t make it true. It can also be fine-tuned for specific use cases such as legal documents or medical records, where the model is trained on domain-specific data. This is used to not only help the model determine the best output, but it also helps improve the training process, enabling it to answer questions more effectively. ChatGPT is powered by a large language model made up of neural networks trained on a massive amount of information from the internet, including Wikipedia articles and research papers.

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